Topic: Regulation

Skipton BS

Skipton eases loan-to-income limits following regulatory changes

Regulation

FCA urged to not overlook ‘basic advice’ in bid to reduce advice gap

FCA

FCA to bring in protections for buy now pay later borrowers 

Lloyds

Lloyds sets aside extra £4bn for high-LTI mortgage lending

Blogs

Victoria Clark: DP25/2 makes clear that later life lending is going mainstream

Vulnerability

95% of consumers willing to complete vulnerability assessments

FCA

FCA fines Barclays £42m over financial crime risks

FCA

FCA and FOS to overhaul financial redress system

Yorkshire BS

YBS and Accord enhance high-LTI offering following limit changes

FCA

FCA announces first reforms to senior manager regime

FCA

FCA announces stripped back rules for capital markets

Nationwide

Nationwide expands 6x LTI first-time buyer mortgage range after regulator relaxes rules

Later Life

FCA highlights need for advisers to adapt their propositions to aging customer bases

FCA

FCA cancels authorisations of over 1,500 firms in 2024

Blogs

Patrick Bamford: Why the FCA's ‘enhanced advice’ proposals will not deliver truly holistic mortgage advice