Topic: Affordability
Mortgages
Number of people taking out 35-year mortgages surges 251%
Market Harborough
Market Harborough relaxes residential stress testing
Mortgages
Vida cuts rates and enhances criteria across residential and buy-to-let
House Prices
Relaxed mortgage affordability to spark 24.5% rise in house prices by 2029: Savills
Gen H
Gen H enhances LTI limits
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
Coventry BS
Coventry boosts lending by up to £35,000 with stress test changes
Vida Homeloans
Vida Homeloans enhances affordability criteria
Allica Bank
Allica Bank cuts mortgage rates and eases affordability
Newcastle BS
Newcastle for Intermediaries reduces residential stress rates
The Mortgage Works
The Mortgage Works reduces affordability stress rate
First-time Buyer
Relaxed mortgage rules could boost first-time buyer transactions by up to 24%
Redwood Bank
Redwood boosts buy-to-let affordability
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FCA
New FCA redress scheme to cost lenders £11bn
FCA
FCA bans and fines adviser £100,000
The Mortgage Lender
The Mortgage Lender cuts buy-to-let rates and adds new cashback incentive
New Build
Barclays and TSB partner with housebuilders to launch new 5% deposit homeownership scheme
CPD article
New build enters a new era
In The Spotlight
'So much of driving innovation and success hinges on open communication': Louise Apollonio, Shawbrook
