Topic: Affordability
First-time Buyer
Relaxed mortgage rules could boost first-time buyer transactions by up to 24%
Redwood Bank
Redwood boosts buy-to-let affordability
Affordability
Barclays to lend up to £30,000 more with enhanced affordability rates
Blogs
Patrick Bamford: A softer post-stamp duty market will begin to strengthen as we move into summer
Mortgages
Nationwide becomes later lender to reduce affordability stress rates
Hodge
Hodge boosts loan sizes by nearly 20% with reduced stress rate
Mortgages
Accord enhances mortgage affordability to lend 15% more
First-time Buyer
First-time buyer affordability hits decade high
First-time Buyer
Housing market confidence falls as affordability remains barrier to purchase
HSBC
HSBC enhances mortgage affordability assessments
Mortgages
Four lenders boost maximum mortgage loan sizes
Blogs
Sebastian Murphy: Clients have more options than they think, but we need to start shouting about it
Santander
Santander reduces mortgage affordability rates in response to FCA guidance
Mortgages
Nottingham BS reduces residential and buy-to-let stress ratesÂ
Affordability
Housing affordability returned to pre-pandemic levels in 2024: ONS
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Santander
Santander launches 98% LTV ‘My First Mortgage’
First-time Buyer
Improved affordability sparks 20% rise in first-time buyers: NationwideÂ
Inflation
Further rate cuts dampened as inflation rebounds to 3.4%
Mortgage Rates
Two Big Six lenders increase mortgage rates as swaps rise
Interest Rates
Looser Fed policy stance could slow further rate cuts, policymakers warn
Bank Of England
Bank of England holds interest rates at 3.75% in narrow 5-4 vote