Topic: Affordability
Nationwide
Nationwide increases remortgage borrowing by up to £33,000
Santander
Santander to lend up to 24% more with enhanced LTIs
Market Harborough
Market Harborough enhances residential criteria with increased income multiples
Nottingham BS
The Nottingham enhances LTIs and adds cashback options
Leeds BS
Leeds BS enhances mortgage affordability by up to £34,000
Family BS
Family BS announces affordability and criteria enhancements alongside rate reductions
Mortgages
40-year mortgage terms saving buyers £255 a month: Moneyfacts
Mortgages
Number of people taking out 35-year mortgages surges 251%
Market Harborough
Market Harborough relaxes residential stress testing
Mortgages
Vida cuts rates and enhances criteria across residential and buy-to-let
House Prices
Relaxed mortgage affordability to spark 24.5% rise in house prices by 2029: Savills
Gen H
Gen H enhances LTI limits
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
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Inflation
Bank of England set to hold interest rates as inflation remains at 2.8%
Offa
Offa joins Iress XPM and Trigold
Interest Rates
Case for hiking rates is growing, MPC member says
FCA
FCA mortgage reform plans set out affordability assessment changes for borrowers with past credit problems
Housing Market
Government unveils major homebuying reforms to slash delays, cut costs and stop fall throughs
Bank Of England
Bank of England holds interest rates at 3.75% in 7-2 vote
