The benefits of staged drawdowns for refurbishment projects

Anna Lewis, commercial director at Castle Trust Bank, says understanding how drawdowns work can help brokers build smarter funding strategies for their clients, recommend structures that maximise capital efficiency, and reduce the cost of borrowing without changing the rate.

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Wednesday 28th January 2026

The benefits of staged drawdowns for refurbishment projects

The learning objectives for this article are to:

  • Understand how staged drawdowns work and why they matter in refurbishment finance.
  • Recognise the cost-saving and cashflow benefits of using drawdowns over traditional bridging structures.
  • Be able to identify which types of projects are well suited to drawdown-based funding.

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