Topic: Regulation
FCA
FCA fines deputy CEO £1m for misleading regulator
House Prices
Relaxed mortgage affordability to spark 24.5% rise in house prices by 2029: Savills
Advice
Almost half of clients would move to targeted support or holistic digital advice for cost savings
Later Life
New report highlights areas for firms to improve on vulnerability
FCA
FCA confirms simplified mortgage rules
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
Regulation
FCA urged to not overlook ‘basic advice’ in bid to reduce advice gap
FCA
FCA to bring in protections for buy now pay later borrowers
Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending
Blogs
Victoria Clark: DP25/2 makes clear that later life lending is going mainstream
Vulnerability
95% of consumers willing to complete vulnerability assessments
FCA
FCA fines Barclays £42m over financial crime risks
FCA
FCA and FOS to overhaul financial redress system
Yorkshire BS
YBS and Accord enhance high-LTI offering following limit changes
FCA
FCA announces first reforms to senior manager regime
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Santander
Santander launches 98% LTV ‘My First Mortgage’
First-time Buyer
Improved affordability sparks 20% rise in first-time buyers: Nationwide
Inflation
Further rate cuts dampened as inflation rebounds to 3.4%
Mortgage Rates
Two Big Six lenders increase mortgage rates as swaps rise
Interest Rates
Looser Fed policy stance could slow further rate cuts, policymakers warn
Vida
Vida launches high LTV 'Pathway' mortgage range
