Topic: LTI
Market Harborough
Market Harborough enhances residential criteria with increased income multiples
Nottingham BS
The Nottingham enhances LTIs and adds cashback options
Loan To Income
Precise increases residential loan limits to 6x income
Gen H
Gen H enhances LTI limits
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
TSB
TSB reduces stress rates and enhances self-employed LTI multiples
Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending
Yorkshire BS
YBS and Accord enhance high-LTI offering following limit changes
Nationwide
Nationwide expands 6x LTI first-time buyer mortgage range after regulator relaxes rules
Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
FCA
FCA confirms regulatory change to LTI flow limits
Nationwide
Nationwide reduces income requirements on 6x LTI Helping Hand mortgage
Regulation
FCA and PRA plan to increase LTI flow limit threshold
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Iress
Iress expands mortgage and protection distribution through new Access FS platform
FCA
Advice firm employees plead guilty after defrauding clients of £2m
Atom Bank
Try Mortgage Network adds Atom Bank to residential mortgage panel
FCA
MPs call for investigation into FCA's treatment of whistleblowers
This week's biggest stories:
Iress
Iress expands mortgage and protection distribution through new Access FS platform
FCA
Advice firm employees plead guilty after defrauding clients of £2m
Atom Bank
Try Mortgage Network adds Atom Bank to residential mortgage panel
FCA
MPs call for investigation into FCA's treatment of whistleblowers
Mortgage Rates
Average five-year fixed rate mortgage hits 6%
Inflation
Inflation could return to target by end of 2027, economist predicts