Topic: LTI
Loan To Income
Precise increases residential loan limits to 6x income
Gen H
Gen H enhances LTI limits
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
TSB
TSB reduces stress rates and enhances self-employed LTI multiples
Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending
Yorkshire BS
YBS and Accord enhance high-LTI offering following limit changes
Nationwide
Nationwide expands 6x LTI first-time buyer mortgage range after regulator relaxes rules
Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
FCA
FCA confirms regulatory change to LTI flow limits
Nationwide
Nationwide reduces income requirements on 6x LTI Helping Hand mortgage
Regulation
FCA and PRA plan to increase LTI flow limit threshold
Mortgages
NatWest introduces 5.5x loan-to-income limit
Nationwide
Nationwide calls on government to review LTI lending cap
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In The Spotlight
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Regulation
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This week's biggest stories:
FCA
FCA bans and fines financial adviser more than £740,000
In The Spotlight
'Turbulence in the mainstream market creates opportunities in the specialist space': Josh Knight, Glenhawk
Housing Market
Almost half of home sellers hit by broken property chains
Regulation
FCA bans and fines trio behind £35.5m investment scheme
CHL Mortgages
CHL enhances bridging range with AVMs and enhanced adverse credit criteria
Housing Market
July housing transactions dip 2% amid 'cautious market': HMRC