Topic: LTI
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
TSB
TSB reduces stress rates and enhances self-employed LTI multiples
Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending
Yorkshire BS
YBS and Accord enhance high-LTI offering following limit changes
Nationwide
Nationwide expands 6x LTI first-time buyer mortgage range after regulator relaxes rules
Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
FCA
FCA confirms regulatory change to LTI flow limits
Nationwide
Nationwide reduces income requirements on 6x LTI Helping Hand mortgage
Regulation
FCA and PRA plan to increase LTI flow limit threshold
Mortgages
NatWest introduces 5.5x loan-to-income limit
Nationwide
Nationwide calls on government to review LTI lending cap
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