Topic: LTI
West Brom BS
West Brom increases borrowing by up to 27% with higher LTIs
Santander
Santander to lend up to 24% more with enhanced LTIs
Suffolk BS
Suffolk BS introduces 5.49x income multiples for renters
Market Harborough
Market Harborough enhances residential criteria with increased income multiples
Nottingham BS
The Nottingham enhances LTIs and adds cashback options
Loan To Income
Precise increases residential loan limits to 6x income
Gen H
Gen H enhances LTI limitsÂ
Tipton & Coseley
Tipton & Coseley updates standard LTI to 5x income
Mortgages
Borrowers choosing significantly larger mortgages as lenders loosen criteria
Skipton BS
Skipton eases loan-to-income limits following regulatory changes
TSB
TSB reduces stress rates and enhances self-employed LTI multiples
Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending
Yorkshire BS
YBS and Accord enhance high-LTI offering following limit changes
Nationwide
Nationwide expands 6x LTI first-time buyer mortgage range after regulator relaxes rules
Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
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