Topic: LTI

HSBC

HSBC introduces 5.5x LTI for first-time buyers

Vida

Vida enhances mortgage range with 7x LTIs and new 95% LTV product

Nationwide

Nationwide increases remortgage borrowing by up to £33,000

West Brom BS

West Brom increases borrowing by up to 27% with higher LTIs

Santander

Santander to lend up to 24% more with enhanced LTIs

Suffolk BS

Suffolk BS introduces 5.49x income multiples for renters

Market Harborough

Market Harborough enhances residential criteria with increased income multiples

Nottingham BS

The Nottingham enhances LTIs and adds cashback options

Loan To Income

Precise increases residential loan limits to 6x income

Gen H

Gen H enhances LTI limits 

Tipton & Coseley

Tipton & Coseley updates standard LTI to 5x income

Mortgages

Borrowers choosing significantly larger mortgages as lenders loosen criteria

Skipton BS

Skipton eases loan-to-income limits following regulatory changes

TSB

TSB reduces stress rates and enhances self-employed LTI multiples

Lloyds

Lloyds sets aside extra £4bn for high-LTI mortgage lending