Topic: Affordability

Market Harborough

Market Harborough relaxes residential stress testing

Mortgages

Vida cuts rates and enhances criteria across residential and buy-to-let

House Prices

Relaxed mortgage affordability to spark 24.5% rise in house prices by 2029: Savills

Gen H

Gen H enhances LTI limits 

Tipton & Coseley

Tipton & Coseley updates standard LTI to 5x income

Mortgages

Borrowers choosing significantly larger mortgages as lenders loosen criteria

Skipton BS

Skipton eases loan-to-income limits following regulatory changes

Coventry BS

Coventry boosts lending by up to £35,000 with stress test changes

Vida Homeloans

Vida Homeloans enhances affordability criteria

Allica Bank

Allica Bank cuts mortgage rates and eases affordability 

Newcastle BS

Newcastle for Intermediaries reduces residential stress rates

The Mortgage Works

The Mortgage Works reduces affordability stress rate

First-time Buyer

Relaxed mortgage rules could boost first-time buyer transactions by up to 24%

Redwood Bank

Redwood boosts buy-to-let affordability

Affordability

Barclays to lend up to £30,000 more with enhanced affordability rates