Topic: Affordability

HSBC
HSBC enhances mortgage affordability assessments

Mortgages
Four lenders boost maximum mortgage loan sizes

Blogs
Sebastian Murphy: Clients have more options than they think, but we need to start shouting about it

Santander
Santander reduces mortgage affordability rates in response to FCA guidance

Mortgages
Nottingham BS reduces residential and buy-to-let stress rates

Affordability
Housing affordability returned to pre-pandemic levels in 2024: ONS

Mortgages
Mortgage affordability weakens for second consecutive month

Loughborough BS
Loughborough BS launches Universal Credit calculator

Santander
Santander improves buy-to-let affordability

Blogs
Tom Denman-Molloy: Looking beyond the credit score

Blogs
Ashley Pearson: Improving affordability for borrowers

Mortgages
FCA reveals timeline for mortgage affordability changes

West One
West One launches new online affordability calculator

Mortgages
Precise boosts residential borrowing capacity

Mortgages
NatWest introduces 5.5x loan-to-income limit
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Santander
Santander to acquire TSB in £2.65bn deal

Bank Of England
Bank of England issues first-of-its-kind fine of £11.9m

Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending

Regulation
Lenders urged to prepare for court ruling on commissions as motor finance complaints surge

Financial Conduct Authority
FCA moves ahead with targeted support in 'transformational' advice reforms

Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
