RAW Capital Partners introduces pre-AIP AVMs

RAW Capital Partners has introduced automated valuation models (AVMs) on eligible mortgage applications, enabling valuations to be carried out earlier in the application process.

The Guernsey-based specialist lender provides bespoke mortgages to foreign nationals, UK expats, and Channel Islanders buying buy-to-let investment properties in the UK. In December 2025, it also began providing mortgages to UK residents.

The introduction of pre-AIP valuations is designed to support faster decision-making on lower-risk cases, giving brokers and borrowers earlier clarity on whether they can get a loan while maintaining RAW’s bespoke approach on more complex applications.

AVMs will be available on eligible applications with LTV ratios of up to 60%, secured against completed residential property in established residential areas. Loan sizes are capped at £300,000 in London and £200,000 elsewhere in the UK.

The enhancement will be available to both UK-resident and non-UK resident clients.

Tim Parkes, CEO of RAW Capital Partners, said: “Speed and certainty are increasingly important for brokers and borrowers, particularly at the early stages of an application. Introducing automated valuations on more vanilla cases allows us to provide clarity more quickly, without compromising the flexibility that defines our proposition.

“Following the launch of our UK product, this enhancement means an even wider range of borrowers will access the speed our team specialises in providing. We’re always looking for ways to improve our offering, and I’m confident this enhancement will create a smoother process for borrowers and brokers alike.”