In the Spotlight with Tarlochan Garcha, CEO, Kuflink
In the Spotlight this week is Tarlochan Garcha, CEO at Kuflink. He joined last October, after a 17-year career in Banking and focuses on systems, controls and risk management at the firm.

How is Kuflink different to other property P2P lenders?
Kuflink is a property peer-to-peer lender that lends with you: We have skin in the game as we lend 20% alongside lenders on the platform in every deal. It means we believe in every transaction and every property on our platform and aren’t afraid to put our money where our mouth is.
Do you agree with the greater legislation on the P2P market?
Absolutely, regulation is never a bad thing and given this is a relatively new sector, we need to gain confidence across the board and tighter regulation is one way to achieve this.
Can technology really revolutionise property investing?
Yes. Due to lifestyle changes, technology has a key role to play making property investment easy, simple to use, informative and provide real-time updates on investments. Technology, unlike other channels of investment is available 24/7, 365 days.
What are the biggest issues facing the buy-to-let market in the current economic climate?
We saw more regulation in 2016 and further regulation to be implemented later in 2017. We have not seen a slowdown in the market due to this and demand remains steady. There is clear appetite to continue lending in the sector.
If there was one headline that you would like to see about the housing market in 2017, what would it be?
Housing market continues to boom with double digit growth.
Breaking news
Direct to your inbox:
More
stories
you'll love:
This week's biggest stories:
This week's biggest stories:
Santander
Santander to acquire TSB in £2.65bn deal

Bank Of England
Bank of England issues first-of-its-kind fine of £11.9m

Lloyds
Lloyds sets aside extra £4bn for high-LTI mortgage lending

Regulation
Lenders urged to prepare for court ruling on commissions as motor finance complaints surge

Financial Conduct Authority
FCA moves ahead with targeted support in 'transformational' advice reforms

Mortgages
FCA and PRA remove 15% LTI cap for mortgage lenders
