Zephyr trims rates across majority of buy-to-let products

Specialist buy-to-let lender, Zephyr Homeloans, is reducing rates on most of its products by 5-10bps.

For properties with an A to C-rated energy performance certificate, two-year fixed rates now start from 3.59% at 65% LTV, with a five-year rate down to 4.69%, both with a 7% fee.

Two and five-year fixed rate remortgage products for HMOs (houses of multiple occupancy) and MUFBs (multi-unit freehold blocks) now start from 3.79% and 4.89% respectively at 65% LTV with a 7% fee.

For properties with an EPC rating of D or E, two and five-year fixed rate standard mortgages are available at 3.69% and 4.74% at 65% LTV with a 7% fee. Remortgage products for HMOs and MUFBs have reduced to 3.89% and 4.94%.

Paul Fryers, managing director at Zephyr Homeloans, said: “By reducing the rates on the majority of our mortgage products we’re providing brokers with a wider range of tools to help find the best deal for their landlord customers.”