Zephyr reduces rates on two and five-year fixed rates

Specialist buy-to-let lender, Zephyr Homeloans, has announced a 0.16% reduction across its two-year fixed rate mortgages and a 0.06% reduction across its five-year fixed rates.

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates at 65% LTV are available between 3.64% and 5.64%, while five-year fixes start from 4.69%.

For properties with an EPC rating of D or E, two-year fixes are available between 3.74% and 5.74% at 65% LTV, with five-year fixes priced between 4.79% and 5.59%.

The mortgage rates are available with fees of 3%, 5% or 7%.

The company is also offering rates from 6.19% with 0% product fees on five-year fixed standard buy-to-let mortgages at 80% LTV.

Paul Fryers, managing director at Zephyr Homeloans, said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.”