Zephyr reduces rates across two and five-year mortgages

Specialist buy-to-let lender, Zephyr Homeloans, is reducing rates on its two-year and five-year mortgage products by 10 basis points.  

For properties with an A to C-rated energy performance certificate (EPC), standard two-year fixed are now available from 3.19% and five-year fixes from 4.80%, both available up to 65% LTV with a 7% fee.

For HMOs (houses of multiple occupancy) and MUFBs (multi-unit freehold blocks), two-year fixes now start from 3.39% and five-year rates from 5.00% at 65% LTV with a 7% fee.

For properties with an EPC rating of D or E, standard two-year fixes have reduced to 3.29% and five-year rates to 4.85%. Products for HMOs and MUFBs include a two-year fix at 3.49% and a five-year fix at 5.05%.

Zephyr's fixed rate mortgage products are also available with a 0% or 3% fee option. 

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re doing everything we can to ensure that brokers get the fastest access to new deals to help them best service their landlord customers.”