Zephyr launches sub-3% two-year fixed rates

Specialist buy-to-let mortgage lender, Zephyr Homeloans, is reducing rates on its two-year mortgage products.  

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates now start from 2.79% for standard mortgages as well as new builds and flats above commercial properties, available up to 65% LTV with a 7% fee.

For HMOs and MUFBs (multi-unit freehold blocks) up to 65% LTV, rates have reduced to 2.94% at 65% LTV with a 7% fee.

For properties with an EPC rating of D or E, two-year fixes start at 2.89% for standard buy-to-let, new builds and flats above commercial properties, rising to 3.04% for HMOs and MUFBs.

Andrew Rowe, head of sales at Zephyr Homeloans, said: “We are continuing to fund rates that will help brokers to better service their landlord customers.”