Zephyr launches new 80% LTV rates for HMOs and MUFBs

Specialist buy-to-let lender, Zephyr Homeloans, is offering 80% LTV mortgage products on five-year fixes for houses in multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs) for the first time.

For properties with an A to C-rated energy performance certificate (EPC), five-year fixes are available from 5.99% with a 3% fee and 6.59% fee-free.

For properties with an EPC rating of D or E, rates start from 6.09% with a 3% fee and 6.69% fee-free.

Landlords can also add the mortgage arrangement fees to the loan balance up to a maximum LTV of 83%.

The company will continue to offer 80% LTVs on its standard range of mortgage products.

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re pleased to be able to offer a wider range of products and fees to help brokers find the best deal for their landlord clients.”