Zephyr Homeloans cuts five-year fixed rates
Rates now start from 5.29% for properties with an A to C-rated EPC.
"Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits."
Zephyr Homeloans has reduced rates on its five-year fixed rate buy-to-let mortgages by up to 30 basis points.
For properties with an A to C-rated energy performance certificate (EPC) rates now start from 5.29% for standard buy-to-let, new builds and flats above commercial properties at 65% LTV.
Rates for HMOs and multi-unit freehold blocks start from 5.59% at 65% LTV.
For properties with an EPC rating of D or E, rates start from 5.39% for standard, new builds and flats, and from 5.69% for HMOs and MUFBs.
Paul Fryers, managing director at Zephyr Homeloans, said: “Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits.
“By lowering our lending rates, we’re enabling brokers to better support their buy-to-let landlord clients’ needs.”
Breaking news
Direct to your inbox:
More
stories
you'll love:
This week's biggest stories:
FCA
FCA mortgage reform plans set out affordability assessment changes for borrowers with past credit problems
Offa
Offa joins Iress XPM and Trigold
Inflation
Bank of England set to hold interest rates as inflation remains at 2.8%
Bank Of England
Decision to hold interest rates an 'active choice', BoE's Bailey says
This week's biggest stories:
FCA
FCA mortgage reform plans set out affordability assessment changes for borrowers with past credit problems
Offa
Offa joins Iress XPM and Trigold
Inflation
Bank of England set to hold interest rates as inflation remains at 2.8%
Bank Of England
Decision to hold interest rates an 'active choice', BoE's Bailey says
Interest Rates
Case for hiking rates is growing, MPC member says
House Prices
House prices to fall 2% in 2026 as war in Iran 'fundamentally changes outlook'
