Zephyr Homeloans cuts five-year fixed rates

Zephyr Homeloans has reduced rates on its five-year fixed rate buy-to-let mortgages by up to 30 basis points.

For properties with an A to C-rated energy performance certificate (EPC) rates now start from 5.29% for standard buy-to-let, new builds and flats above commercial properties at 65% LTV.

Rates for HMOs and multi-unit freehold blocks start from 5.59% at 65% LTV.

For properties with an EPC rating of D or E, rates start from 5.39% for standard, new builds and flats, and from 5.69% for HMOs and MUFBs.

Paul Fryers, managing director at Zephyr Homeloans, said: “Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits.

“By lowering our lending rates, we’re enabling brokers to better support their buy-to-let landlord clients’ needs.”