Zephyr Homeloans cuts five-year fixed rates
Rates now start from 5.29% for properties with an A to C-rated EPC.
"Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits."
Zephyr Homeloans has reduced rates on its five-year fixed rate buy-to-let mortgages by up to 30 basis points.
For properties with an A to C-rated energy performance certificate (EPC) rates now start from 5.29% for standard buy-to-let, new builds and flats above commercial properties at 65% LTV.
Rates for HMOs and multi-unit freehold blocks start from 5.59% at 65% LTV.
For properties with an EPC rating of D or E, rates start from 5.39% for standard, new builds and flats, and from 5.69% for HMOs and MUFBs.
Paul Fryers, managing director at Zephyr Homeloans, said: “Landlords are currently experiencing the effects of higher interest rates and are also having to provide higher deposits.
“By lowering our lending rates, we’re enabling brokers to better support their buy-to-let landlord clients’ needs.”
Breaking news
Direct to your inbox:
More
stories
you'll love:
This week's biggest stories:
First-time Buyer
Just one profession pays enough for buyers to afford average UK home
Interest Rates
Bank of England forecast to hold interest rates 'well into 2027' as inflation tops 4%
FCA
APPG urges overhaul of 'systemically flawed' UK financial conduct regulation
Bank Of England
Bank of England holds interest rates as inflation risks persist
This week's biggest stories:
First-time Buyer
Just one profession pays enough for buyers to afford average UK home
Interest Rates
Bank of England forecast to hold interest rates 'well into 2027' as inflation tops 4%
FCA
APPG urges overhaul of 'systemically flawed' UK financial conduct regulation
Bank Of England
Bank of England holds interest rates as inflation risks persist
FCA
FCA confirms new incident reporting and third party rules
FCA
FCA sets out regulatory priorities for mortgage intermediaries in 2026
