Zephyr cuts two and five-year rates by up to 0.29%

Specialist buy-to-let lender, Zephyr Homeloans, is further reducing rates on its two-year mortgage products by 0.20% and on its five-year mortgages by 0.29%. 

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates now start from 3.24% and five-year rates from 4.30%, both available up to 65% LTV with a 7% fee.

For HMOs (houses of multiple occupancy) and MUFBs (multi-unit freehold blocks) with an EPC A-C rating, two-year fixes start from 3.44% and five-year fixes from 4.50%.

For properties with an EPC rating of D or E, standard two and five-year fixes are available at 3.34% and 4.35%, while HMO and MUFB products start from 3.54% and 4.55% respectively.

Paul Fryers, managing director at Zephyr Homeloans, commented: “We’re very pleased to provide further reductions in the current dynamic market on deals that will enable brokers to source the best mortgage to suit their landlord clients’ needs.”