Zephyr cuts two and five-year fixed rates by up to 0.36%
Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.
Specialist buy-to-let lender, Zephyr Homeloans, is reducing rates on its two and five-year mortgage products by up to 0.36%.
For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates now start from 3.14% and five-year fixes from 4.69%, both available up to 65% LTV with a 7% fee. This includes standard buy-to-let mortgages and products for new builds and flats above commercial properties. For HMOs and multi-unit freehold blocks (MUFBs), two-year fixes have reduced to start from 3.29% and five-year fixes from 4.79%.
For properties with an EPC rating of D or E, two-year fixed rates now start from 3.24% and five-year fixes from 4.74%. HMO and MUFB rates are available from 3.39% and 4.84% respectively.
All fixed rate mortgage products are also available with a 0% or 3% fee option.
Andrew Rowe, head of sales at Zephyr Homeloans, said: “We’re pleased to be able to support brokers and their landlord customers further with these new reductions.”
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