Zephyr cuts two and five-year fixed rates by up to 0.36%

Specialist buy-to-let lender, Zephyr Homeloans, is reducing rates on its two and five-year mortgage products by up to 0.36%.  

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates now start from 3.14% and five-year fixes from 4.69%, both available up to 65% LTV with a 7% fee. This includes standard buy-to-let mortgages and products for new builds and flats above commercial properties. For HMOs and multi-unit freehold blocks (MUFBs), two-year fixes have reduced to start from 3.29% and five-year fixes from 4.79%.

For properties with an EPC rating of D or E, two-year fixed rates now start from 3.24% and five-year fixes from 4.74%. HMO and MUFB rates are available from 3.39% and 4.84% respectively.

All fixed rate mortgage products are also available with a 0% or 3% fee option. 

Andrew Rowe, head of sales at Zephyr Homeloans, said: “We’re pleased to be able to support brokers and their landlord customers further with these new reductions.”