Zephyr cuts buy-to-let rates by up to 0.65%

Specialist buy-to-let mortgage provider, Zephyr Homeloans, has reduced rates across its two and five-year fixed rate mortgages by up to 0.65%.

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rate standard buy-to-let rates now start from 4.80%, while five-year fixes have reduced to 5.30%. Both products are available up to 65% LTV with a 5% product fee.

For properties with an EPC rating of D or E, two-year fixed rate standard products at 65% LTV have reduced to 4.90% and five-year rates to 5.40%, both with a 5% fee.

Paul Fryers, managing director at Zephyr Homeloans, said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”