Zephyr cuts buy-to-let rates and launches fee-free option

Specialist buy-to-let lender, Zephyr Homeloans, is further reducing its two and five-year fixed rate deals up to 75% LTV, by 15 and 10 basis points respectively.

For properties with an A to C-rated energy performance certificate (EPC), two-year fixed rates now start from 3.44% up to 65% LTV with a 7% product fee and five-year fixes have reduced to 4.59% at 65% LTV with a 7% fee.

For properties with an EPC rating of D or E, two-year fixed rates at 65% LTV are available at 3.54% and five-year fixes at 4.64%, both with a 7% fee.

The lender is also introducing a 0% product fee option on its two-year mortgage products to provide a greater range of options for landlords. 

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re continuing to offer reduced rates to our brokers to enable them to provide a greater range of options for their landlord customers.”