YBS enhances buy-to-let range with new and reduced rates

YBS Commercial Mortgages has added new two-year fixed rate products to its buy-to-let offering, along with rate cuts across the range.

The two-year fixes are available for loans of between £500,000 and £20 million for property purchase and remortgage, available from 3.20% with a 5% fee at 65% LTV and 4.10% with a 2% fee at 75% LTV.

The lender has also reduced rates on five-year products across its new business range by 0.10%, including buy-to-let mortgages and specialist options for HMOs and holiday lets, as well as owner-occupied and commercial investment products. 

A five-year fixed rate for buy-to-let clients has reduced to 4.65% up to 75% LTV, with a 3% fee, while a five-year fix for HMOs is down to 4.90% at 75% LTV with a 2% fee.

In addition, a five-year fix for semi-commercial assets is down to 6.00% up to 75% LTV, which comes with a 2% fee.

Angela Norman, managing director at YBS Commercial Mortgages, said: “We are delighted to announce the launch of our new two-year fixed rate products, developed in direct response to broker feedback and designed to complement our strategic focus on product flexibility. This addition broadens our offering, providing greater choice for investors who prefer a shorter-term fix and supporting those who value the ability to adapt their financing strategies in line with interest rate fluctuations.

“This latest rate reduction demonstrates our continued commitment to providing the best possible value to brokers and customers wherever we can.”