West Brom cuts two-year fixed rates by up to 0.18%

The latest round of rate cuts focuses on high LTV products.


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Friday 10th July 2026

West Brom Building Society 2025

West Brom Building Society has reduced two-year fixed rate mortgages in its purchase range, with cuts of up to 0.18%.

The latest changes apply across all two-year purchase products, enhancing the Society's offering for both first-time buyers and home movers.

At 95% LTV, the West Brom has reduced its two-year fixed purchase product with no fee to 5.15%, down from 5.25%.

At 90% LTV, a two-year fix with no fee has reduced by 18bps to 4.77%, with a £999 fee option reduced to 4.64%.

John Philips, senior product manager at West Brom Building Society, said: "We've made improvements across our entire two-year purchase range, with particularly strong options available for customers purchasing with smaller deposits.

"First-time buyers continue to be an important area of focus for us, and these changes provide brokers with even more competitive solutions at both 90% and 95% LTV. By offering a mix of fee and no-fee options, we're giving brokers greater flexibility to recommend products that best suit their clients' needs."

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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