Virgin trims residential and buy-to-let rates by up to 0.22%

From tomorrow, Virgin Money is reducing selected residential and buy-to-let mortgage rates by up to 0.22%.

In its exclusive purchase range, 90% LTV five-year fixed rates have reduced by 0.05%. This includes Virgin's Fix and Switch rates with a £1,495 fee, down to 5.29%, with an Own New five-year fix now starting from 3.78% with a £995 fee and a green product with a £995 fee down to 4.82%.

Selected exclusive remortgage rates will reduce by up to 0.12%, with rates starting from 4.54%.

In Virgin's exclusive buy-to-let range, rates are reducing by up to 0.12%, with the largest reductions to selected rates with a 1% fee.

Across the lender's core range, selected buy-to-let rates with a £995 fee are decreasing by up to 0.22%, with rates starting from 4.74%.

Buy-to-let fee-saver rates are also reducing by up to 0.17% and buy-to-let product transfer rates will be lowered by up to 0.20%.