UTB partners with Mortgage Intelligence to grow specialist lending reach
The agreement adds to UTB’s ongoing efforts to grow its distribution network and provide flexible lending solutions tailored to borrowers with non-standard profiles or more complex requirements.

United Trust Bank (UTB) Mortgages has formed a new partnership with Mortgage Intelligence as it looks to extend the distribution of its specialist mortgage products to a wider pool of intermediaries across Great Britain.
The collaboration will give UTB access to Mortgage Intelligence’s network of nearly 500 appointed representatives, while also expanding the choice of products available to advisers within the network. UTB’s product offering includes residential, buy-to-let and second charge mortgages, aimed at borrowers who are often underserved by the mainstream lending market. These customers may include those with complex income streams, some adverse credit, or those purchasing non-standard properties or homes near commercial premises.
Mortgage Intelligence, which has been working with advisers for over 25 years, offers access to a broad panel of lenders and delivers services such as compliance support, marketing assistance, training, and technology tools.
“We’re pleased to announce our new partnership with United Trust Bank, well known for a practical, solutions-driven approach to specialist lending,” said Graham Wood, head of products and partnerships at Mortgage Intelligence. “The ability to deliver competitive products with a personal touch makes them a valuable addition to our panel."
"This collaboration enhances the range of options available to our advisers and supports them in placing more complex cases with confidence. We’re excited about the opportunities this partnership brings and look forward to working together to help more specialist borrowers achieve their property ambitions.”
From UTB’s perspective, the agreement signals a commitment to reaching more advisers and increasing market penetration in the specialist space.
“We're absolutely thrilled to team up with Mortgage Intelligence,” said Hannah Oades, head of clubs and networks – mortgages at United Trust Bank (pictured). “This partnership strengthens our commitment to offering advisers more tools to provide the best outcomes for their clients by delivering a greater choice of competitive specialist mortgage products and helping them to write more business. I’m very excited for this next chapter.”
Caroline Mirakian, sales and marketing director – mortgages at United Trust Bank, also welcomed the development. “Mortgage Intelligence have earned a fantastic reputation for their huge knowledge, the breadth of their offering and commitment to the highest levels of service,” she commented. “We look forward to building a strong and successful relationship, benefiting them and their brokers, which in turn will help more specialist borrowers achieve their property goals.”

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