Topic: LTI

Regulation

FCA and PRA confirm final rules for removal of high-LTI mortgage cap

Skipton BS

Skipton expands higher loan-to-income lending 

Atom Bank

Atom Bank increases LTI limits on prime and near prime ranges

First-time Buyer

Coventry BS introduces 6.5x income lending for first-time buyers

Foundation

Foundation enhances residential loan-to-income criteria

Tipton & Coseley

The Tipton cuts buy-to-let rates and adds new 6.5x LTI products

West One

West One increases maximum LTIs and enhances remortgage AVMs

Principality

Principality enhances first-time buyer affordability

Regulation

Regulators plan to further relax high LTI lending limits

NatWest

NatWest introduces 6x LTI lending criteria

Nationwide

Nationwide introduces 6x LTI lending for home movers and remortgage

Metro Bank

Metro Bank enhances affordability to lend up to six times income

Hanley Economic

Hanley Economic removes fixed LTI caps in criteria overhaul

The Mortgage Lender

TML and Bluestone increase loan-to-income ratio to 5.5x

First-time Buyer

Lloyds reduces minimum income requirement for FTB Boost range