Shawbrook cuts buy-to-let and commercial rates by up to 0.30%

Shawbrook has reduced rates across its buy-to-let and commercial mortgage products.

Shawbrook has reduced rates by 30 basis points on its digital buy-to-let products. These products aim to deliver speed of funding for eligible buy-to-let mortgages by leveraging Shawbrook’s digital capabilities, which includes automated initial decisioning through MyShawbrook, use of Automated Valuation Models (AVMs), and its partnership with PEXA to expedite refinance processes and non-represented legals. Rates for this product now start from 5.69%.

Shawbrook has also reduced rates by 30 basis points on its two and three-year fixed rates for complex buy-to-let, commercial and semi-commercial mortgage products. 

In addition, rates have reduced by up to 20 basis points on Shawbrook's structured real estate product offering. Launched earlier this year, its new team and products support large buy-to-let and commercial cases over £5m and bridging cases over £2.5m with a premium case management service and tailored loan structuring. Shawbrook continue to consider bespoke pricing for these deals. 

Daryl Norkett, director of real estate proposition at Shawbrook, commented: “These rate reductions reflect our commitment to empowering professional investors with competitive pricing and a range of specialist finance solutions that can deliver their property ambitions through the cycle. Our combination of advanced technological capabilities and a team of property experts aims to deliver tailored solutions for complex loans and swift access to funding for simpler transactions. We are dedicated to helping investors navigate the market with confidence, whether they are pursuing short-term opportunities or long-term growth in their property portfolios."