Roma Finance launches commercial mortgage proposition

Roma Finance has introduced a new commercial mortgage proposition, extending its long-term funding capabilities following a new forward flow agreement with J.P. Morgan.

The new offering provides funding of up to £2m and is designed to support property investors, trading businesses and opco/propco structures across England, Scotland and Wales. 

Rates are available from 7.1% with lending up to 70% LTV, combined with fixed rate options and longer-term funding solutions designed to support both investment and owner-occupied commercial property requirements.

The launch marks a further step in Roma’s expansion into long-term finance, enabling brokers and borrowers to access commercial mortgage solutions alongside its existing bridging and development finance products. 

To support the proposition, Roma established a dedicated commercial underwriting team earlier this year to strengthen its underwriting expertise and enhance support for property entrepreneurs operating in the commercial market.

Michael Allison (pictured), commercial director at Roma Finance, said: “This launch is a natural progression for Roma as we continue to build our market share and long-term lending capability following our agreement with J.P. Morgan.

“We’ve always focused on supporting our property professionals and investors throughout different stages of their property investment journey, so being able to offer commercial mortgages alongside our bridging and development products strengthens that approach.

“In practical terms, it means we can stay with customers for longer — whether they’re buying an investment property, running a business from the premises, or working through a more complex structure. It’s about keeping things straightforward, staying flexible where we can, and making sure customers have funding options that actually work in the real world.”