Quantum increases maximum bridging LTV to 80%

Quantum Mortgages has announced a 5% increase in the LTV across most of its bridging products, taking the maximum LTV to 80%.

The uplift applies to its residential investment, refurbishment, and refurbishment PLUS bridging products, with the mixed-use bridge remaining at 65% LTV and foreign national and expat at 75%.

As a special introductory offer for the month of November only, Quantum has introduced no application fee on its residential investment and refurbishment bridging products at 80% LTV.

The lender's bridging criteria support a wide range of property types, including HMOs, multi-unit blocks, semi-commercial, and ex-local authority homes, and cater to diverse borrower profiles such as foreign nationals, expats, and clients in Northern Ireland. 

Each product is designed with a clear exit route into Quantum’s fixed-term buy-to-let range, thanks to criteria that closely mirror its buy-to-let offering. This alignment ensures a smooth transition for landlords and investors, particularly those undertaking refurbishment projects or expanding portfolios, with minimal friction between short-term and long-term financing.

In addition, brokers can access dedicated support from in-house experts who are authorised to issue terms directly ensuring fast, informed decisions, with dual legal representation available.

Harsha Dahyea, chief commercial officer at Quantum Mortgages commented: “We’ve designed our bridging range to mirror our buy-to-let criteria, making it easier for brokers to plan long-term strategies for their clients.

“By increasing LTVs and maintaining that alignment, we’re giving brokers even more flexibility to support landlords and investors whether they’re purchasing, refinancing, or refurbishing. With expert support available to issue terms quickly, we’re continuing to make bridging finance as practical and predictable as possible.”