Pepper strengthens second charge sales team in the North
Nicola has more than 10 years’ experience in second charge mortgage broking.

Pepper Money has strengthened its second charge sales team with the recruitment of Nicola Culshaw.
The appointment sees the Pepper Money national sales team expand to five with Nicola further strengthening support in the North of England.
With more than 10 years’ experience in second charge mortgage broking, Nicola joins Pepper Money from Primis Mortgage Network where she was an area supervision manager. Prior to this role, Nicola had worked at Fluent Money where she was a case manager and then skills and excellence officer.
Last month, Pepper Money announced the recruitment of Claire Blunt to join the lender’s sales team in the North of England. Nicola will work alongside both Claire and Luke Edwards in supporting Pepper’s broker partners in the region.
Ryan McGrath, second charge sales director at Pepper Money, said: “I’m delighted to welcome Nicola to Pepper Money and know that she’ll be a valuable addition to our growing team. The second charge mortgage market is brimming with potential. By investing in the growth and expertise of our sales team, we are supporting our broker partners in helping to deliver on that potential – raising awareness and consideration of this excellent product both within the industry and beyond.”
Nicola Culshaw added: “I’m really excited to join Pepper Money, which continues to demonstrate that it’s the leading lender in the second charge market. We have exciting plans to work alongside our broker partners in helping to further grow the sector and I’m looking forward to working with the team and building on our great reputation.”

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