Pepper Money cuts residential and buy-to-let rates

Pepper Money has reduced rates across its residential and buy-to-let mortgage ranges.

The latest changes include lower rates across Pepper's buy-to-let range for both personal and limited company landlords, as well as reductions across residential two-year fixed products up to 75% LTV.

Alongside the pricing changes, Pepper has launched a new limited edition residential remortgage range, available on two-year fixed rates. The range features no application fee, a free valuation across all product tiers, and a completion fee of £1,995.

Paul Adams, sales director at Pepper Money, said: "We know affordability remains a key challenge for many customers, and brokers need lenders who can offer flexibility when circumstances don't fit the high street mould. That's why we're continuing to enhance our range with more competitive pricing and greater choice across both residential and buy-to-let.

"Following recent reductions to our two-year fixed rates, we've seen strong demand from brokers looking to support customers who need a more tailored approach. With UK Finance estimating that around 1.8 million fixed rate mortgages will mature this year, we're also launching our new limited edition remortgage range to help brokers support even more customers as they come to the end of their deal.

"Whether it's a customer with a complex income, previous credit challenges or simply a need for greater flexibility, our focus remains the same: giving brokers more opportunities to help more people achieve their goals."