NatWest cuts residential and buy-to-let rates by up to 0.39%

NatWest has announced rate reductions across its residential and buy-to-let mortgage ranges, effective from Friday 6th December.

In its core residential range, two-year fixed rates have decreased by up to 0.10%, now starting from 4.27% at 60% LTV and 4.44% at 75% LTV.

Residential remortgage products have reduced by up to 16bps, now starting from 4.34% at 60% LTV and 4.49% at 75% LTV.

Five-year fixed rate purchase products have reduced to 4.15% at 60% LTV and 4.21% at 75% LTV, while five-year remortgage products now start from 4.11% at 60% LTV and 4.28% at 75% LTV.

Shared equity products, including Help to Buy, have seen reductions of up to 16bps.

In NatWest's buy-to-let range, two-year fixed rate purchase products have decreased by up to 0.34%, with 60% LTV rates starting at 4.60% and 75% LTV rates from 4.15%.

Two-year fixed rate remortgage products are down by up to 0.39%, starting from 4.66% at 60% LTV with a £999 fee and 4.46% at 75% LTV with a £3,499 fee.

Five-year fixed rate buy-to-let products have reduced by up to 0.36%, with purchase products starting from 4.44% at 60% LTV and 4.50% at 75% LTV, and remortgage products available from 4.35% at 60% LTV and 4.42% at 75% LTV.

In addition, green residential and buy-to-let mortgage rates have decreased by up to 0.32%.
 
As part of the changes, end dates will move to 30th April of the relevant year.