Molo reduces HMO and MUFB rates by 0.15%

Molo Finance has announced a 15 basis-point reduction on its HMO and multi-unit freehold block (MUFB) buy-to-let mortgage rates.

Two-year fixed rates for HMO and MUFB products now start at 3.23%, while five-year fixed rates start from 4.83%. 

There is no premium for larger HMO or MUFBs with six or more rooms/units, ensuring consistent pricing for investors scaling their portfolios.   

Other specialist buy-to-let products, including investor-led, holiday-lets and new-build properties, remain unchanged, with rates from 3.48%. Standard buy-to-let rates for UK residents begin at 3.13% for both individuals and limited companies. Rates for non-UK residents start from 5.99%, while expat rates start from 5.24%. 

Molo’s distribution director, Martin Sims, commented: “Specialist landlords play a pivotal role in the rental market, and they demand competitive finance solutions. By reducing HMO and MUFB rates, we are helping intermediaries reduce costs, scale faster, and secure long-term growth for their clients, in this evolving market.”