Melton BS reduces Credit Repair mortgage rates

Melton Building Society has announced a refresh of its Credit Repair mortgage range, introducing a series of rate reductions across selected products.

The rate reductions follow a number of changes made by the Society across 2025 including rate reductions, criteria changes and the launch of new products.

With reductions of up to 0.15%, products across the range are offered at between 70% and 80% LTV and are fixed for two years. All are subject to a £199 application fee, with completion fees varying across the range.

The rate reductions are relevant to several Credit Repair categories, including Near Prime Enhance, Near Prime, Credit Assist, and Credit Recovery.

Will Bell, product manager at Melton Building Society, said: “We’re pleased to be bringing positive pricing changes to our Credit Repair range. These reductions reflect our continued commitment to providing fair and accessible lending options for a wide range of applicants.

"As a mutual building society, we exist to support a diverse range of customers, including those rebuilding their financial standing. We hope these enhancements will encourage more borrowers to explore the idea of home ownership with confidence.”