LendInvest cuts BTL rates and raises loan maximums for larger HMOs

All 2-year fixed BTL rates have been reduced by 10bps to a new low of 3.14%.


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Friday 17th October 2025

Paula Mercer LendInvest

LendInvest Mortgages has lowered interest rates across a selection of its Buy-to-Let (BTL) products. All 2-year fixed-term loans have been reduced by 10bps, with the lowest rate now at 3.14%, marking the lender’s lowest rate of 2025.

The lender has also reduced 5-year fixed products by 5bps for standard properties, small HMOs, MUFBs, and Holiday Lets.

Larger HMOs and MUFBs benefit from higher loan limits

For large HMOs (7 to 15 rooms) and MUFBs, LendInvest has cut rates by 10bps and increased the maximum loan amount to £1.5 million, up from £1 million, at 75% LTV.

These changes apply to:

New business

Product transfers

Bridge-to-Let financing, which allows borrowers to apply for a BTL loan while simultaneously using a bridging loan to complete a project from start to finish

Paula Mercer (pictured), sales director at LendInvest, said: “All of us at LendInvest are committed to supporting brokers and their property investor clients. The fact is that affordability is key for customers, and we will always provide options that enable landlords to take on and complete projects.

"We always strive to ensure that our products make affordability just a bit easier, as well as making sure our process is as efficient as possible. We’re delighted to be able to reduce our BTL rates, including our 2-year rate at its lowest this year.”

Warren Lewis - Editor, Financial Reporter

Author:
Warren Lewis Editor, Financial Reporter
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