Landbay cuts limited edition small HMO and MUFB rates

Buy-to-let lender Landbay has announced rate reductions of 0.10% across its limited edition small HMO/MUFB products.

The five-year fixed rate products now start at 4.99% at up to 75% LTV. The four products joined the lender's limited edition product range at the start of the month to support loans between £150,000 and £500,000.

Alongside HMO/MUFB options, the limited edition range also includes new purchase and remortgage options. 

In addition to the limited edition range, Landbay has cut rates on HMO/MUFB products within its new product transfer offering by 0.10%. These products now also start at 4.99% and are available at up to 75% LTV. 

This is the lender's fifth round of rate reductions so far in 2025, alongside the announcement of new products including a new product transfer offering. 

Rob Stanton, sales and distribution director at Landbay, said: “Whether it’s introducing new products or reducing rates, we are constantly reviewing our product range to make sure we offer our broker partners a broad range of competitive products to help them support landlord clients of all shapes and sizes. It’s great to be in a position to cut rates on in-demand products such as our HMO/MUFB options in two highly-popular product ranges – our popular limited edition range and our new product transfer offering.

“We continue to see a real resilience in the buy-to-let market with landlords not just staying in the market, but actively looking to buy. Whether it’s building, scaling or refinancing a buy-to-let portfolio, we’re able to demonstrate through our intermediary partners that Landbay is ready and willing to support them.”