Keystone cuts buy-to-let rates by up to 0.20%

Rates have reduced on almost all products in the lender's ranges.


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Tuesday 28th October 2025

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Keystone Property Finance has cut rates on almost all products in its buy-to-let range, with reductions of up to 20 basis points.

The reductions apply to the lender’s standard, specialist, expat, holiday let, refurb-to-let exit, product transfer and product transfer plus ranges.

Following the reductions, standard two-year fixed rates now start from 2.84% up to 70% LTV, with specialist rates starting at 2.89%.

Expat two-year fixed rates start from 4.09% and holiday let rates from 4.84%, with a refurb-to-let exit five-year fixed rate down to 4.59%, all available up to 65% LTV.

Product transfer and PT Plus five-year fixed rates have reduced to 4.59% at 65% LTV.

Elise Coole, managing director at Keystone Property Finance, said: “We’re delighted to be cutting rates across nearly all of our ranges, with reductions of up to 20 basis points. Swap rates have eased over the past month, particularly since the latest inflation figures were published, which came in better than many had expected. That’s given us room to make further reductions and ensure our pricing remains as competitive as it can be.

“As a lender, we don’t sit on opportunities like this. When funding costs fall, we act quickly to pass those savings on to borrowers. As always, our priority is to stay responsive to market movements and help brokers secure the best outcomes for their clients in what remains a fast-moving environment.”

Rozi Jones - Editor, Financial Reporter

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Rozi Jones Editor, Financial Reporter
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