Keystone cuts buy-to-let rates by up to 0.15% following range relaunch

Reductions apply across standard, specialist, expat, holiday let, product transfer, and refurb-to-let exit options.


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Thursday 9th April 2026

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Keystone Property Finance has reduced rates across its fixed rate buy-to-let product ranges by up to 15 basis points.

The reductions apply to its two and five-year fixed products and follow the lender’s reintroduction of fixed rates last week amid ongoing market volatility.

The cuts apply across Keystone’s core products, including standard, specialist, expat, holiday let, product transfer/PT Plus, and refurb-to-let exit options.

Following the reductions, standard rates now start from 3.39% up to 70% LTV with specialist rates from 3.44%.

Up to 65% LTV, expat rates start from 4.74%, holiday let rates from 5.49%, product transfers from 4.99%, and refurb-to-let exit from 4.99%.

Elise Coole, managing director at Keystone Property Finance, said: “We continually review our product range in line with market developments. Last week, that meant we reintroduced our fixed rates following a period of volatility, and this week, we’ve been able to reduce them.
 
“Where we see opportunities to improve pricing, we act quickly to pass those benefits on to brokers and their landlord clients. That responsiveness is important as our brokers rely on Keystone’s swift delivery of competitive, dependable options.
 
“These latest reductions are a clear example of that approach in action, of giving brokers access to improved rates as funding conditions have begun to stabilise.”

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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