Kensington reduces core, prime and eKo buy-to-let rates

Kensington Mortgages has reduced rates across its buy-to-let mortgages, including its prime, core, and eKo products.

Rates for Kensington’s core products up to 80% LTV and prime mortgages up to 75% LTV have both been lowered by up to 0.20%, including for HMO and MUB products. 

Kensington now offers 75% LTV two-year prime rates at 5.73% with no fee, 5.39% with a £1,499 fee, and 4.34% with a 3% fee. It also offers 75% LTV five-year prime rates at 5.49% with no fee and 5.37% with a £1,499 fee. 

For prime eKo products, Kensington has reduced rates by up to 0.20%, including two-year 75% LTV prime eKo rates at 5.68% with no fee, 5.34% with a £1,499 fee, and 4.29% with a 3% fee. Five-year Prime eKo rates start at 5.44% with no fee and 5.32% with a £1,499 fee.

Kensington continues to offer a free valuation on all buy-to-let products. 

Andy Bickers, commercial director at Kensington Mortgages, commented: “These latest rate reductions reflect ongoing commitment to supporting landlords with competitive, flexible options. By lowering rates across our core, prime and eKo ranges, we’re ensuring brokers and their clients have access to a broad selection of products that suit a variety of needs and property types.

“It’s particularly important that we continue to provide strong value across both personal and limited company buy-to-let, and we’re pleased to offer the same competitive rates for limited company borrowers. Alongside our free valuations on all buy-to-let cases, these changes are designed to help landlords move quickly and with greater confidence in an evolving market.”