Kensington enhances buy-to-let range with new prime rates and free valuations

The lender has launched new two-year fixed rates across its prime buy-to-let range.


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Tuesday 18th November 2025

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Following the launch of its five-year fixed buy-to-let prime products last October, Kensington Mortgages has today announced the addition of new two-year fixed rates to the range.

The new products are designed to give landlords - including limited companies and HMO/MUB clients - greater flexibility and choice at a time when shorter-term rate options are growing in demand.

The new two-year prime range offers rates starting from 3.89% at 75% LTV with a 3% fee and free valuation. Other options within the range include rates of 4.54% with a 2% fee, 4.59% with a £4,000 fee, 4.79% with a £1,999 fee, and 5.49% with no fee, all available up to 75% LTV and including a free valuation. 

For landlords purchasing or remortgaging HMO or MUB properties, rates start from 4.44% at 75% LTV with a 3% fee and free valuation.

Furthermore, from today, all Kensington's buy-to-let products will now include a free valuation. 

Andy Bickers, commercial director at Kensington Mortgages, commented: “Our new two-year buy-to-let prime products have been designed in direct response to broker feedback and reflect our commitment to giving landlords the choice and flexibility they need.

"While our rates are highly competitive, what truly sets Kensington apart is the quality of our process and the support we provide to our broker partners. From our expert sales team helping brokers match the right product to their clients, to the dedicated underwriters who handle each application personally - it’s this combination of competitive pricing and service excellence that continues to define the Kensington experience.”

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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