Atom Bank reduces prime mortgage rates

Atom Bank has reduced rates across its prime mortgage range.

Reductions of 0.15% are being applied across all of Atom’s prime range, encompassing products up to 95% LTV, and both fee-charging and fee-free options. 

The reductions mean that rates start at 5.29% for a two-year fixed rate at 0-85% LTV, with a £900 fee.

The prime rate reductions come a week after Atom reduced its entire near prime range by 0.10%.

Richard Harrison, head of mortgages at Atom Bank, commented: “Atom Bank has built a reputation for providing our borrowers with great value for money, and that comes from reducing rates whenever circumstances allow.

"Just as with our recent near prime cuts, these latest reductions apply across the entire prime range, ensuring that all prospective borrowers will benefit, no matter their deposit or equity size."