Integration and why it matters to you

It’s clearly very exciting news for us at Pepper Money, as it means we can provide a more comprehensive specialist lending offering, with second charge mortgages alongside our first charge residential and buy-to-let ranges.

In the right circumstances, a second charge mortgage can offer the most efficient and cost-effective capital raising option for customers. It enables brokers to give the most appropriate advice and so at Pepper Money we are delighted to have a proposition which allows for this.

To ensure that we still remain easy to do business with, both our first and second charge mortgage registration and application processes will remain separate from each other, so please speak with the respective teams who will happily help you.

The addition of second charge mortgages to Pepper Money’s offering is a positive step in offering a more comprehensive holistic specialist lending proposition, under a well known, trusted brand delivering outstanding service.

We have big plans for the year ahead. Our goal at Pepper Money is to continue to build a specialist lender with financial inclusion and sustainability at the heart of what we do. We will continue to develop and enhance our proposition to achieve this and some more changes are coming soon. For example, we’ll be revamping our entire buy-to-let offering, and we have plans to launch dedicated ranges to support affordable home ownership in the near future.

Our upcoming integration with Optimum Credit is an exciting step for Pepper Money, and we are confident it’s one that will open up opportunities for your business and your customers.