HTB enhances semi-commercial proposition with new pricing and LTV bands

Hampshire Trust Bank has enhanced its semi-commercial proposition with the introduction of a new pricing band for loans between £250,000 and £1 million, with rates from 6.64%, alongside a new 65% LTV range with rates from 6.24%.

The introduction of a dedicated pricing band for loans between £250,000 and £1 million, alongside the new 65% LTV range, gives brokers greater choice across loan sizes and LTVs when placing semi-commercial cases.

Alex Upton (pictured), managing director of specialist mortgages and bridging finance at Hampshire Trust Bank, said: "Regular proposition reviews are an important part of how we operate as a specialist lender.

"Semi-commercial continues to be an important part of the conversations we're having with brokers, and those conversations continue to evolve. We're seeing a broad range of mixed-use cases coming through, and it's important that our proposition adapts to support them.

"We've focused our pricing changes where they'll make the biggest difference for brokers, while continuing to provide the specialist underwriting expertise and certainty they expect from Hampshire Trust Bank.

"Those conversations help shape how we continue to develop our proposition, ensuring we're investing in the areas that matter most to brokers and their clients."