Hinckley & Rugby cuts mortgage rates by up to 0.30%

The Society has reduced residential and buy-to-let rates, including Income Flex.


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Wednesday 4th February 2026

percentage rate arrow block mortgage house down fall

Hinckley & Rugby for Intermediaries has announced rate cuts across its entire mortgage range, with reductions of between 0.20% and 0.30% on selected products.

Among the highlights, Hinckley & Rugby has reduced its two-year discount product at 80% LTV from 4.80% to 4.50%, the largest cut across the core range.

In the Society's buy-to-let range, a two-year fixed rate at 75% LTV has been cut from 5.55% to 5.35% and its two year discount Income Flex product at 80% LTV has reduced from 4.94% to 4.74%.

Laura Sneddon, head of sales and distribution at Hinckley & Rugby for Intermediaries, said: “Brokers and their customers are operating in a very competitive market, and it is important that we continue to respond quickly to changes in pricing and demand. 

“These latest rate cuts are about supporting brokers placing cases today, and they follow closely on the heels of our recent move to increase Income Flex lending to 95% LTV. Together, these changes show our clear focus on backing brokers with both flexible criteria and competitive rates.”

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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