Atom Bank opens to wider market ahead of full banking launch

Atom initially launched with an ‘invitation only’ phase, during which registration codes were only made available to customers who had registered an interest in the new bank via its website.
 
As of today anyone can now download the Atom App, both in IoS and Android, and open an account.

Atom Bank offers two Fixed Saver accounts, along with SME lending via a panel of specialist business intermediaries.

Atom’s Business Banking continues to roll out across the UK, with regional panels in development as Atom appoints further business managers to develop relationships with selected intermediaries.

Atom also confirmed that further products and a full banking proposition is in the pipeline including residential mortgages, current accounts, debit card, overdrafts and instant access savings.

Atom’s chief executive, Mark Mullen, said: “We are creating an entirely new way to bank; a system that is based on what the customer needs and wants, rather than being focused on bank balance sheets. We’ve been steadily growing our business to date and this is an exciting new phase where we can offer our Fixed Saver rates to anyone who wants them. We’re already working on our current account, so there’s much more to come.”
 
Atom’s Founder and Chairman, Anthony Thomson, added: “Building a bank in the right way takes time. What we’ve achieved to date is fantastic, but the key to providing our customers with the best banking experience possible is to continue to build the bank piece by piece, listening to customers. We do not want to rush simply to say we were the first. We remain fully committed to delivering an innovative, engaging and transparent way to bank.”