Clydesdale increases residential mortgage rates by up to 0.22%

The increases span purchase, remortgage and product transfers.


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Wednesday 4th February 2026

Clydesdale Bank

Clydesdale Bank has announced a series of rate increases across its residential mortgage range.

Across its core residential purchase and remortgage range, two-year fixed rates at 80% LTV for loans between £500-000 and £1m and £1m - 2.5m will increase by 10bps, with 85% LTV rates rising by between 5-10bps.

Two-year fixed rates at 85% LTV for loans less than £1m have risen by up to 0.22% and two-year fixes at 90% LTV have increased by 0.13%.

The Bank's product transfer range has seen similar increases, with two-year fixes at 80% and 85% LTV seeing increases of up to 0.22% and a 90% LTV product increases by 0.13%.

In its professional range, two-year fixes at 80% and 85% LTV have risen by 0.19%.

As part of the changes, broker exclusive two-year fixed rates at 80% LTV for purchase and remortgage have increased by 0.22%.

Rozi Jones - Editor, Financial Reporter

Author:
Rozi Jones Editor, Financial Reporter
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