Buckinghamshire BS enters limited company buy-to-let market 

Buckinghamshire Building Society has entered the limited company buy-to-let market with the launch of a new, dedicated product range. 

The new range is designed to support landlords, including expat investors and those with holiday let properties.

The Society is introducing four limited company buy-to-let products, with a standard five-year fixed rate of 5.49% available up to 80% LTV and a limited company three-year fix starting at 6.09% up to 75% LTV.

For expats, a two-year discounted rate holiday let product has launched at 6.09% and a two-year fixed rate holiday let product is available at 5.79%, both up to 75% LTV.

The range includes options for day 1 SPVs, first-time buyers and first-time landlords, offering a flat product fee of £1,195, flexible criteria, and a 125% interest coverage ratio (ICR).

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, commented: “We’ve been carefully considering the launch of a limited company product range for some time, as we’ve observed a growing trend of landlords incorporating their portfolios in response to changes in tax regulations. This new range, which includes products for standard and expat buy-to-let as well as holiday let, allows us to provide focused support for these landlords while offering brokers a clear and compelling solution for their clients.

“We’re always actively reviewing our criteria to ensure we meet the evolving needs of landlords across the market. It’s about recognising a market shift and equipping brokers with the right tools to stay ahead.”